1. Introduction

These Terms and Conditions govern your use of the ITGS LIFE website,

accessible at itgs.life.

By accessing or using this website, you agree to comply with and be

bound by these Terms. If you do not agree with any part of these Terms,

you must not use this website.

Users must be at least 18 years of age to access and use this website.

By using this website, you confirm that you meet this age requirement.

2. Intellectual Property Rights

Unless otherwise stated, ITGS LIFE owns the intellectual property rights

for all material on this website. All rights are reserved.

Users are granted a limited license only for viewing and using the

website for personal and non-commercial purposes.

3. Restrictions

Users are prohibited from the following activities:

• Publishing website material in other media without permission  

• Selling, sublicensing, or commercially exploiting website content  

• Publicly performing or displaying website material without authorization  

• Using the website in any way that may damage or impair the platform  

• Using the website in a manner that affects user access  

• Using the website in violation of applicable laws or regulations  

• Engaging in data mining, data harvesting, or similar activities  

• Using the website for unauthorized advertising or marketing  

Certain areas of the website may be restricted. ITGS LIFE reserves

the right to limit access to any part of the website at its discretion.

User login credentials are confidential, and users are responsible

for maintaining their confidentiality.

4. User Content

“User Content” refers to any text, images, audio, video, or other material

submitted or displayed by users on the website.

By submitting content, users grant ITGS LIFE a non-exclusive and limited

license to use such content solely for platform functionality,

moderation, and service-related purposes.

Users confirm that their content does not violate any third-party rights.

ITGS LIFE reserves the right to remove any content that violates these

Terms or applicable laws.

5. No Warranties

The website is provided on an “as is” basis without warranties of any kind.

ITGS LIFE makes no representations regarding the accuracy or reliability

of the website content.

Nothing on this website shall be interpreted as advice of any kind.

6. Limitation of Liability

ITGS LIFE, including its officers, directors, and employees, shall not be

held liable for any loss, damage, or issue arising out of or related to

the use of this website.

ITGS LIFE shall not be responsible for any indirect, incidental,

consequential, or special damages resulting from website use.

7. Indemnification

Users agree to indemnify and hold harmless ITGS LIFE from any claims,

liabilities, damages, or expenses arising from their violation of

these Terms.

8. Severability

If any provision of these Terms is found invalid under applicable law,

the remaining provisions shall remain in effect.

9. Variation of Terms

ITGS LIFE reserves the right to modify these Terms at any time.

Continued use of the website constitutes acceptance of the updated Terms.

10. Assignment

ITGS LIFE may assign or transfer its rights and obligations under these Terms.

Users may not assign or transfer their rights without prior consent.

11. Entire Agreement

These Terms constitute the entire agreement between ITGS LIFE and users

regarding website use and supersede any prior agreements.

12. Governing Law & Jurisdiction

These Terms shall be governed by and interpreted in accordance with the

laws of India. Any disputes shall be subject to the jurisdiction of

competent courts in India.